After Mrs. FIM and I decided to commit to a more frugal lifestyle in our quest for financial independence, we quickly realized how much...

Pop quiz! What’s the difference between Disposable Income and Discretionary Income?

When I think about the careers of the many musician friends I know, I can parse their main source of income into five categories...

Happy new year and good riddance to 2020. After 9+ months of non-stop pivoting on just about everything in life, I’m pretty excited for 2021

Last December, my wife and I decided to track our expenses for the entirety of 2020. We’re in the final stretch of this experiment so I’d...